When your primary mode of transportation is a motorcycle, you are most likely no stranger to performing basic repairs and routine maintenance on it yourself. This is one reason why many people who ride motorcycles choose this type of vehicle in the first place. It can be considered a hobby as well as a way to get where you need to go.
That being said, there are some repairs that are going to be out of your league, particularly when it comes to emergencies. If you are in a collision, for instance, you might find yourself having to find a way to fund the repair of your motorcycle at the hands of a trained and experienced professional.
By taking this route when your bike has been in a crash, you can ensure that the work will be done properly and in such a way that will make it fit and safe for the open road once again. Unfortunately, such repairs can wind up being costly and difficult to finance.
If you are currently in a situation where you need to find the money to fund the repairs for your motorcycle after an emergency or accident, here are a few suggestions to help you to do so.
Short Term Financing
When you need a sizeable sum fast but do not know where to get it, one great option to consider is that of a payday or short-term loan. A payday loan is a borrowed amount that comes with a high-interest rate attached. However, this is because such loans are meant to be repaid in a short amount of time, which is why they are often referred to as short-term loans (read about the difference between the two here).
The key to successfully using a payday loan to make the necessary repairs on your motorcycle is to ensure that you will be able to repay the loan in a timely manner, so only borrow as much as you can afford to repay and try to pay it back as soon as possible. In this way, you can be back on the road and debt-free in no time.
Invest in Good Insurance
Even if you are living on a budget, you cannot underestimate the value of good motorcycle insurance when you primarily use such a vehicle to get around. Ultimately, this is going to be your best friend in the event of an emergency.
Even if you have a relatively easy motorcycle to maintain, like a BMW R Nine T Pure, there is no predicting what can happen on the open road. You might be an incredibly careful driver, but accidents can happen at any time due to the negligence of other drivers or unexpected occurrences.
You will want to ensure that you are capable of handling simple repairs on your own to make the most of your budget, but knowing your limitations is also important. Understanding how you are going to pay for costly repairs in the event of a crash or emergency is part of being a responsible motorcycle owner.
Do Repairs Yourself
Sometimes, motorcycle owners can be too quick to take their vehicle to the garage to get it fixed over by a mechanic. It’s natural to want your bike to be working optimally, but sometimes going to a mechanic can be a really expensive trip. There are certain repairs that can easily be done at home by yourself for a fraction of the cost that a mechanic will charge you.
Of course, if you plan to do some fixes yourself, it’s vital that you learn of the repairs that you can do yourself and the more serious ones that will need specialist attention. Trying to fix a complex problem yourself can easily make things worse. However, simple things like changing a damaged tyre, replacing fluids, and replacing small broken parts shouldn’t be an issue, but if you’re unsure, search your problem online and what advice is given. Good places to get repair information will be dedicated forums, such as the ones on Reddit.
Don’t Buy Cheap Parts
This may sound counterintuitive, but it’s very important not to source cheap replacement parts for your repairs, and the reason for this is pretty simple. A bad repair job done with poor quality parts is a job that’s going to have to be done again after a short period of time. This means you’ll end up paying more as the repair will have to be done twice. Spending a little bit more initially on better, more reliable parts helps reduce the need for follow-up repairs, which means you can save money in the long term.
This tip doesn’t mean you should just get the most premium products on the market, however, as this will be overkill and won’t be necessary. Instead, rather than picking out a third-party part, it’s better to spend that little bit more to source a replacement that matches the brand of your bike, as then you can be more confident that it’ll be good quality.
Service Your Motorcycle
It’s good practice to get your motorbike serviced annually. This is a good idea because doing this will mean that problems and faults be spotted earlier before they become a huge issue.
For example, if you avoid going to get your bike checked up, you might not know about an issue to your bike that is getting worse and worse over time, eventually causing a significant problem. If you took that bike to get its routine service, the issue that was causing that fault would have been identified earlier, and the solution would have been cheaper to fix. It may sound like a waste of money initially, especially if no issues are found, but it’s better to spend a few quid on service than having to fork out substantial funds to fix a big fault.
These tips should help make repairing your motorcycle just that little bit cheaper and more affordable. No one likes it when their vehicle isn’t working, so using these tips to get your bike back on the road can be really helpful.