First of all, it is important to note that standard road insurance policy doesn’t include motorcycle track day insurance cost. This means that you don’t have any coverage during your track rides. Keep in mind that racing tracks don’t have speed limitation and you usually drive faster than you should. For example, Honda has models that can make 178mph.
Speed makes track driving risky. That is why many insurance companies don’t give policies for damage or accidents during the races. However, few firms in the UK organize track days for different categories. In some of these events having extra insurance isn’t a legal requirement. You can drive at your own risk.
Why motorcycle track day insurance is a good idea
The moment you decide to go on the track, you accept some risks. It is more probable that you can injure yourself during the race than during the normal ride. You can’t prevent this, but you can make sure that you are protected financially in case something happens.
Motorcycle track day insurance cost might be additional, but it is better to consider it. If you don’t have enough money to buy a new bike in case of an accident, insurance can cover it. If you cover track day insurance cost, you can be more relaxed during the event, and enjoy.
- Motorcycle track day insurance covers additional extensions such as natural disasters or travel issues of your motorbike in general.
- This type insurance policy also includes equipment. This means that your policy can cover £600 for items and £1,000 more per person during the track day. Some more expensive premiums can lift this coverage up to £10,000 per person.
- Your insurance policy should cover medical expenses and emergencies. The amounts of coverage are usually from £50,000 up to £10,000,000 for the accidents outside the UK.
- Your bike track day insurance cost can include a single trip cover. This is for those who decide to take off on a break. It is also good if you plan an individual trip that lasts no more than 6 months. Additionally, you can ask for a multi-trip policy. This insurance policy covers up to 60 days of travel and track days.
So what are you waiting for? Ensure your safety by getting motorcycle track day insurance today!